Critical Care Protection

• $5,000 Coverage- Provides additional income in the event of Life Threatening Cancer, Heart Attack, Kidney Failure, Stroke, Coma, Coronary Artery Bypass, Loss of Sight, Speech or Hearing, Major Organ Transplant, Paralysis or Severe Burn plus the ABA National Health Card.
   
• Lost Income - Critical illness may prevent the primary income provider from earning an active income.  Disability payments may not cover fixed household expenses.  Yet insureds continue to have financial obligations like mortgages, automobile payments, etc.
   
• Uncovered Medical - (home healthcare, alternative therapy, second opinion), Major Medical insurance and Health Maintenance Organizations (HMO) plans may limit or not cover the type of care an insured or his/her doctor requests,   This plan gives insureds the freedom to visit any doctor or specialist and/or to obtain whatever type of treatment they desire. 
   
• Retraining - If a critical illness has permanently impacted the employability of an insured, the person may need to be retrained for gainful employment.
   
• Child Care/College Tuition - Child care may need to be provided during periods of hospitalization, and college tuition may need to be paid.
   
• Changes to Quality of Life - Permanent affilctions of an insured may impact quality of life.  Alterations to a home or workplace may be necessary to ensure the continuity of a good quality of life.
   
• Travel Expenses - Travel to and from specialized treatment facilities may be necessary.
   
• Major Insurance Carrier - policy is underwritten by a major insurance carrier.
   

If you still have questions please call one of our representatives at (856)228-0300 ext. 202