American Benefits
Association
Membership Terms & Conditions
This agreement
is between yourself (“Benefit Participant”) and American Benefits Association,
and sets out the terms and
conditions of American Benefits Association programs which is administered by
American Benefits Association. This
agreement shall be effective on the first day of the next month following the
date of acceptance of the Benefit
Participant’s application for enrollment in an American Benefits Association
program and payment of the enrollment fees.
American
Benefits Association programs are not insurance programs. Rather, they are discount programs
whereby the sponsors of the program have negotiated to obtain discounts from the
providers of the services and goods.
No portion of any provider’s fee or cost will be reimbursed or otherwise
paid by American Benefits Association.
Benefit Participant is solely responsible for payment of all provider
fees and costs. American Benefits
Association’s only obligation under this agreement is to administer enrollment
of the Benefits Participant and participating providers. American Benefits Association discounts
cannot be utilized in conjunction with any other discount program. Note to Utah residents: This contract is not protected by the
Utah Life and Health Guaranty Association.
It is the
responsibility of the Benefit Participant to call American Benefits Association
for a list of participating providers in the area, or to verify that a provider
is a current participant in the program.
Benefit Participant will always be responsible for payment for the
services provided as well as related expenses. The actual benefits offered by American
Benefits Association may vary from state to state, and the list of American
Benefits Association providers is subject to change at any time without further
notice to you. American Benefits
Association or its agents have inquired of participating providers to ensure
appropriate credentials to provide the requisite services and goods, but may not
have performed any additional inquiries as a result of the responses received,
and assume no obligation to do so.
American Benefits Association and its administrators have no liability
for providing services or
guaranteeing services or the quality of services or goods delivered by the
respective providers to the members or participants.
The actual
savings you derive will vary, depending upon your location and the specific
services or products purchased.
Savings will be derived from a discount from the provider’s published
fees, as the same may change from time to time. All fees listed or quoted by American
Benefits Association are based upon
information which they believe to be accurate. However, all fees and prices are subject
to change at any time without notice.
I understand
that payment is due in advance of my membership period and that automatic
payments begin the month after my membership is processed. My membership period begins on the 1st of
the month and I will be charged/drafted on the 20th of the previous
month for my membership period. I
understand that it is my responsibility to ensure that funds are available in my
account for the cost of my membership.
I also understand that there is a minimum charge of $10 which will be
billed to me if American Benefits Association receives notice of any form of
payment denial. I understand that
American Benefits Association is not required to notify me if my payment should
be declined and that failure to pay all applicable fees by the end of the
billing period will result in the cancellation of my American Benefits
Association membership.
I understand
that I must give American Benefits Association written notice of intent to
cancel my American Benefits Association membership in order to terminate my
American Benefits Association prog4ram and cease future charges. In accordance with this policy, any
membership payments which are scheduled to occur within 10 days following
American Benefits Association’s receipt of my cancellation notice will remain in
effect, but will cease thereafter.
I also understand and agree that I am only eligible to receive a refund
of my membership and registration fees paid if I provide American Benefits
Association with a written notice of cancellation within 3 days after signing
this member enrollment form. If
cancelled within 30 days I will be refunded plan fees
only.
Member’s
dependents are eligible to participate in American Benefits Association under
the primary member’s membership plan (based on what option was
selected).Eligible dependents include the member’s spouse, unmarried children
and step-children under the age of 18 or under age 23, if a full time
student.
I you decide to
cancel this agreement due to a modification of the American Benefits Association
program, the liability of American Benefits Association shall be limited to a
refund of membership fee paid for the period subsequent to the
modification. This agreement
constitutes the entire agreement between Benefit Participant and American
Benefits Association. THERE ARE NO
WARRANTIES; EXPRESS OR IMPLIED OTHER THAN EXPRESSLY STATED HEREIN. Benefit Participant hereby waives any
claim he or she may have against American Benefits Association attributable to
ministerial or typographical errors.
This agreement
may only be amended by American Benefits Association in writing. American Benefits Association may, if it
deems necessary, assign its duties and responsibilities hereunder to third
parties, and shall be relieved of any further liability hereunder. This agreement shall be governed and
construed in accordance with the laws of the state of New Jersey. Any dispute arising from or relating to
the agreement shall be resolved by binding, non-appealable private arbitration,
conducted in accordance with the rule of the American Arbitration
Association. Exclusive venue for
such arbitration shall be in New Jersey unless otherwise designated by American
Benefits Association or its successors.
These provisions shall survive termination of membership in the American
Benefits Association/